@font-face{font-family:Fraunces;src:url('/money-font.woff2') format('woff2');font-weight:700;font-display:swap}@font-face{font-family:'DM Sans';src:url('/money-sans.woff2') format('woff2');font-weight:400 700;font-display:swap}
:root{--paper:#f4efe4;--ink:#1c1914;--forest:#285638;--deep:#173d25;--muted:#625b50;--line:#c8bea9;--gold:#e8c56d;--serif:Fraunces,Georgia,serif;--sans:'DM Sans',system-ui,sans-serif;color-scheme:light;scroll-behavior:smooth;scroll-padding-top:24px}
*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--ink);font:17px/1.6 var(--sans)}::selection{background:var(--gold);color:var(--ink)}::-webkit-scrollbar{width:11px}::-webkit-scrollbar-track{background:var(--paper)}::-webkit-scrollbar-thumb{background:var(--forest);border:3px solid var(--paper);border-radius:12px}a{color:inherit;text-underline-offset:.25em}a:hover{color:var(--forest)}:focus-visible{outline:3px solid #a46824;outline-offset:5px}input{caret-color:var(--forest)}[hidden]{display:none!important}.wrap{width:min(1280px,calc(100% - 96px));margin-inline:auto}.skip{position:absolute;top:-80px;left:24px;z-index:5;background:var(--ink);color:var(--paper);padding:12px}.skip:focus{top:12px}.skip:hover{color:var(--paper)}.masthead{min-height:116px;border-bottom:2px solid var(--ink);display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{font:700 32px/1 var(--serif);letter-spacing:-.03em;text-decoration:none;display:flex;align-items:center;gap:8px;white-space:nowrap}.brand span{font-family:var(--sans);font-size:26px;font-weight:500;letter-spacing:-.035em}.brand i{height:10px;width:10px;background:var(--forest);border-radius:50%;align-self:flex-end;margin-bottom:2px}.masthead nav{display:flex;align-items:center;gap:32px;font-size:14px;font-weight:600}.masthead nav a{text-decoration:none;padding-block:16px}.nav-subscribe{display:flex;align-items:center;gap:12px}svg{width:22px;height:22px;flex-shrink:0;fill:none;stroke:currentColor;stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round}.front-page{display:grid;grid-template-columns:minmax(0,1.65fr) minmax(0,1fr);gap:64px;padding-block:72px 84px;align-items:start}h1,h2,h3,p{margin:0}h1,h2,h3{text-wrap:balance}h1{font:700 clamp(50px,6.4vw,92px)/1.04 var(--serif);letter-spacing:-.035em}h1 em{font-style:normal;color:var(--forest);font-size:.77em;display:block;padding-top:10px;letter-spacing:-.035em}.lead{max-width:48ch;margin-top:30px;font-size:18px;color:var(--muted);line-height:1.65}.editorial-line{display:flex;flex-wrap:wrap;gap:8px 24px;font-size:13px;font-weight:600;margin-top:32px;padding-top:21px;border-top:1px solid var(--line)}.subscription{position:relative;background:var(--forest);color:var(--paper);padding:38px 36px 0;overflow:hidden}.paper-fold{position:absolute;right:0;top:0;width:25px;height:25px;background:var(--gold)}.subscription h2{font:700 36px/1.15 var(--serif);letter-spacing:-.025em}.subscription>p{font-size:15px;color:#f0f2e9;margin-top:18px;max-width:35ch}.signup{display:grid;gap:12px;margin-top:30px}.signup label{font-size:13px;font-weight:600}.signup input{min-width:0;width:100%;border:1px solid #d6d8c8;background:#f8f4eb;color:var(--ink);padding:15px 16px;border-radius:0;font:16px/1.4 var(--sans)}.signup input::placeholder{color:#625b50}.signup button{display:flex;justify-content:space-between;align-items:center;background:var(--gold);color:var(--ink);border:0;padding:16px;font:700 15px/1.5 var(--sans);cursor:pointer;transition:background .18s}.signup button:hover{background:#f4d898}.signup button:disabled{opacity:.65;cursor:wait}.signup p{font-size:14px}.signup .bad{color:#fff0c4}.subscription .fine{font-size:12px;line-height:1.6;margin:16px 0 24px}.subscription a:hover{color:var(--gold)}.subscription-close{border-top:1px solid #789680;margin-top:28px;padding:20px 0 24px;font:700 13px/1.4 var(--sans)}.hp-field{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%);white-space:nowrap}.coverage{border-top:1px solid var(--ink);display:grid;grid-template-columns:1fr 1.7fr;gap:70px;padding-block:52px 64px}.coverage h2,.archive h2,.workspace-layout h2,.promise h2{font:700 clamp(30px,3.2vw,45px)/1.14 var(--serif);letter-spacing:-.025em}.topic-index{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:30px}.topic-index h3{font:700 21px/1.2 var(--serif);margin-bottom:15px}.topic-index p{font-size:14px;color:var(--muted);line-height:1.65}.archive{padding:50px 0 70px;border-top:1px solid var(--ink)}.section-head{display:flex;justify-content:space-between;align-items:baseline;gap:20px}.text-link{display:flex;align-items:center;gap:16px;font-size:14px;font-weight:600;text-decoration:none}.archive ul{padding:0;margin:30px 0 0;list-style:none;border-top:1px solid var(--line)}.archive li{padding:24px 0;border-bottom:1px solid var(--line);display:flex;justify-content:space-between;gap:24px}.archive li a{font:700 26px/1.3 var(--serif);text-decoration:none;max-width:45ch}.issue-date{font-size:12px;white-space:nowrap;font-variant-numeric:tabular-nums;color:var(--muted)}.archive .empty-issue{display:block;color:var(--muted);padding:28px 0}.empty-issue span{font:700 24px/1.3 var(--serif);color:var(--ink)}.empty-issue p{font-size:14px;margin-top:8px}.workspace-band{background:#e5e4d6;border-block:1px solid var(--line)}.workspace-layout{display:grid;grid-template-columns:1fr 1.7fr;gap:70px;padding-block:62px}.workspace-layout>div p{font-size:16px;color:var(--muted);margin-top:20px}.workspace-list{display:flex;flex-direction:column}.workspace-list a{display:flex;justify-content:space-between;align-items:center;padding:21px 0;gap:18px;border-bottom:1px solid #bcbfad;text-decoration:none}.workspace-list a:first-child{padding-top:0}.workspace-list a:last-child{border-bottom:0}.workspace-list strong{font:700 25px/1.2 var(--serif)}.workspace-list small{display:block;font-size:13px;color:var(--muted);margin-top:7px}.workspace-list a svg{transition:transform .18s cubic-bezier(.16,1,.3,1)}.workspace-list a:hover svg{transform:translateX(5px)}.promise{padding-block:78px 86px}.promise h2{max-width:800px;font-size:clamp(34px,4vw,56px)}.promise-copy{display:grid;grid-template-columns:repeat(3,1fr);gap:48px;margin-top:36px}.promise-copy p{font-size:14px;color:var(--muted)}.promise-copy strong{display:inline-block;color:var(--ink);font-size:15px;margin-bottom:8px}.footer{border-top:2px solid var(--ink);display:grid;grid-template-columns:1.5fr 1fr 1.2fr;gap:25px;align-items:start;padding-block:32px 22px;font-size:13px}.footer-brand{font:700 27px/1.2 var(--serif);text-decoration:none}.footer nav{display:flex;gap:20px}.footer>p{color:var(--muted)}.footer>small{grid-column:1/-1;font-size:11px;color:var(--muted);margin-top:16px}
@media(min-width:1600px){.front-page{gap:94px}}@media(max-width:1100px){.wrap{width:calc(100% - 64px)}.front-page{gap:40px;grid-template-columns:1.4fr 1fr}.subscription{padding:32px 28px 0}.subscription h2{font-size:31px}.coverage,.workspace-layout{gap:40px;grid-template-columns:1fr 1.5fr}.topic-index{gap:20px}.coverage h2{font-size:32px}}@media(max-width:780px){.wrap{width:calc(100% - 40px)}.masthead{min-height:94px;gap:18px;flex-wrap:wrap;padding-block:24px}.brand{font-size:27px}.brand span{font-size:22px}.masthead nav{gap:22px;font-size:13px;width:100%;justify-content:space-between}.masthead nav a{padding-block:4px}.front-page{grid-template-columns:1fr;gap:38px;padding-block:44px 52px}h1{font-size:clamp(48px,10.3vw,76px)}h1 em{font-size:.8em}.lead{font-size:17px;max-width:50ch;margin-top:24px}.editorial-line{font-size:12px;gap:8px 17px}.subscription{padding:32px 28px 0;max-width:none}.subscription h2{font-size:36px}.subscription>p{max-width:40ch}.coverage{grid-template-columns:1fr;gap:30px;padding-block:42px}.coverage h2{font-size:34px}.topic-index{grid-template-columns:1fr;gap:0}.topic-index article{display:grid;grid-template-columns:135px 1fr;gap:20px;border-top:1px solid var(--line);padding-block:21px}.topic-index h3{font-size:20px;margin:0}.topic-index p{font-size:14px}.section-head{align-items:flex-start}.archive{padding-block:42px 52px}.archive h2{font-size:34px}.text-link{gap:8px;font-size:12px;padding-top:9px}.text-link svg{width:18px}.archive li{flex-direction:column;gap:8px}.workspace-layout{grid-template-columns:1fr;gap:30px;padding-block:44px}.workspace-layout h2 br{display:none}.workspace-layout h2{font-size:37px}.workspace-layout>div p{margin-top:12px}.workspace-list strong{font-size:24px}.promise{padding-block:50px}.promise-copy{grid-template-columns:1fr;gap:22px;margin-top:28px}.promise h2{font-size:36px}.promise h2 br{display:none}.footer{grid-template-columns:1fr 1fr;gap:22px;padding-top:26px}.footer-brand{grid-column:1/-1}.footer nav{flex-direction:column;gap:8px}.footer>small{margin-top:8px}}
@media(prefers-reduced-motion:reduce){:root{scroll-behavior:auto}*,*::before,*::after{transition:none!important}}
/* Public reading and comparison surfaces inherit the paper-and-forest system. */
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip-path:inset(50%);white-space:nowrap;border:0}
button,input,select{font:inherit}
button,input,select,a{-webkit-tap-highlight-color:transparent}
.lead-link{margin-top:26px;width:fit-content}
.guide-index{padding-block:56px 64px;border-top:1px solid var(--ink)}
.guide-index h2,.watch-preview h2,.channel-section h2,.video-section h2,.provider-section h2,.partner-section h2{font:700 clamp(30px,3.2vw,45px)/1.14 var(--serif);letter-spacing:-.025em}
.guide-index .section-head>p{max-width:23ch;color:var(--muted);font-size:15px;line-height:1.7}
.guide-rows{margin-top:30px;border-top:1px solid var(--line)}
.guide-rows>a{display:grid;grid-template-columns:1fr 230px;align-items:center;gap:48px;padding-block:28px;border-bottom:1px solid var(--line);text-decoration:none}
.guide-rows h3{font:700 29px/1.2 var(--serif);letter-spacing:-.025em}
.guide-rows p{max-width:66ch;margin-top:10px;color:var(--muted);font-size:15px}
.row-action{display:flex;justify-content:space-between;align-items:center;gap:14px;font-size:14px;font-weight:600}
.row-action svg,.article-next svg{transition:transform .18s cubic-bezier(.16,1,.3,1)}
.guide-rows a:hover svg,.article-next:hover svg{transform:translateX(5px)}
.watch-band{background:var(--forest);color:var(--paper)}
.watch-preview{display:grid;grid-template-columns:1.6fr 1fr;gap:80px;align-items:center;padding-block:54px}
.watch-preview p{max-width:62ch;font-size:15px;margin-top:22px;color:#edf0e6}
.watch-link{justify-self:end}.watch-link p{font-size:13px}
.watch-band a:hover{color:var(--gold)}.watch-band :focus-visible{outline-color:var(--gold)}
.promise>.text-link{margin-top:28px;width:fit-content}
.footer nav{flex-wrap:wrap;gap:8px 18px}
.article-head{padding-block:54px 48px;border-bottom:1px solid var(--ink)}
.back-link{font-size:13px;font-weight:600;display:inline-block;margin-bottom:24px}
.article-head h1{font-size:clamp(44px,5.1vw,72px);max-width:1000px}
.article-head h1 em{display:inline;font-size:1em;padding:0}
.article-lead{font-size:20px;line-height:1.6;max-width:65ch;margin-top:28px;color:var(--muted)}
.review-date{font-size:12px;margin-top:24px;color:var(--muted);font-variant-numeric:tabular-nums}
.article-layout{display:grid;grid-template-columns:240px minmax(0,1fr);gap:80px;padding-block:44px}
.article-nav nav{display:flex;flex-direction:column;gap:14px;padding-top:6px}
.article-nav a{font-size:14px;text-decoration:none;border-bottom:1px solid var(--line);padding-bottom:14px}
.article-nav svg{width:18px;height:18px;vertical-align:middle}
.article-body{max-width:74ch;min-width:0}
.article-body section+section,.prose section+section{margin-top:50px}
.article-body h2,.prose h2{font:700 32px/1.2 var(--serif);letter-spacing:-.025em;margin-bottom:18px}
.article-body p+p,.prose p+p{margin-top:18px}
.article-body p,.prose p{font-size:17px;line-height:1.75}
.article-body h3{font:700 23px/1.25 var(--serif)}
.article-body .source-note,.source-note{font-size:13px;line-height:1.7;color:var(--muted);margin-top:24px}
.reading-list{padding-left:23px;line-height:1.7;margin-block:22px}
.reading-list li+li{margin-top:10px}
.comparison-guide>ol{list-style:none;padding:0;margin:26px 0 0;border-top:1px solid var(--line)}
.comparison-guide li{padding-block:22px;border-bottom:1px solid var(--line)}
.comparison-guide li p{margin-top:8px;font-size:16px}
.worksheet{background:#e5e4d6;padding:30px}
.worksheet form{margin-block:22px 26px}
.worksheet label,.worksheet legend{font-size:13px;font-weight:600}
.worksheet input:not([type=checkbox]),.worksheet select{width:100%;min-width:0;padding:12px 13px;background:#fbf8f0;border:1px solid #9eaa94;border-radius:0;color:var(--ink);font-size:16px}
.worksheet label{display:block;margin-bottom:8px}
.worksheet input::placeholder{color:var(--muted)}
.input-pair{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.checkbox-label{display:flex!important;align-items:flex-start;gap:10px;margin-block:22px!important;line-height:1.6}
.checkbox-label input{accent-color:var(--forest);width:18px;height:18px;flex-shrink:0;margin-top:2px}
.button{display:inline-flex;justify-content:space-between;align-items:center;gap:24px;padding:14px 18px;background:var(--forest);color:var(--paper);font:600 14px/1.5 var(--sans);border:0;border-radius:0;text-decoration:none;cursor:pointer}
.button:hover{background:var(--deep);color:var(--paper)}
.button:disabled{opacity:.65;cursor:wait}
.worksheet-result{display:block;border-top:1px solid #bcbfad;padding-top:22px;font-weight:600;font-variant-numeric:tabular-nums}
.worksheet .fine{font-size:12px;line-height:1.7;margin-top:18px;color:var(--muted)}
.quote-inputs{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin-bottom:24px}
.quote-inputs fieldset{padding:0;border:0;margin:0;min-width:0}
.quote-inputs legend{font:700 23px/1.2 var(--serif);margin-bottom:18px}
.quote-inputs label:not(:first-of-type){margin-top:16px}
.question-note{border-block:1px solid var(--line);padding-block:22px;margin-block:26px}
.question-note p{margin-top:12px;color:var(--forest)}
.article-next{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-top:40px;padding-block:24px;border-block:1px solid var(--ink);font-weight:600;text-decoration:none}
.provider-section{padding-block:12px 36px}
.table-scroll{position:relative;overflow:auto;margin-top:24px}
.provider-table{border-collapse:collapse;width:100%;font-size:15px;line-height:1.65;text-align:left;min-width:860px}
.provider-table caption{text-align:left;font-size:13px;color:var(--muted);padding-bottom:18px}
.provider-table thead{background:var(--forest);color:var(--paper)}
.provider-table th,.provider-table td{padding:20px;vertical-align:top;border-bottom:1px solid var(--line)}
.provider-table th[scope=row]{font:700 25px/1.25 var(--serif);width:17%}
.provider-table th[scope=row] small{display:block;font:400 13px/1.5 var(--sans);color:var(--muted);margin-top:8px}
.provider-table td:last-child{width:18%}
.link-status{font-size:14px!important;background:#e5e4d6;padding:18px 20px;line-height:1.7}
.channel-section{display:flex;justify-content:space-between;align-items:center;gap:48px;padding-block:44px;border-bottom:1px solid var(--line)}
.channel-section p{max-width:64ch;margin-top:18px;color:var(--muted)}
.channel-section .button{flex-shrink:0}
.video-section{padding-block:44px}
.video-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:30px;margin-top:28px}
.video-stage{aspect-ratio:16/9;background:var(--deep)}
.video-stage iframe{border:0;width:100%;height:100%;display:block}
.video-load{width:100%;height:100%;border:0;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:14px;background:var(--deep);color:var(--paper);cursor:pointer;font-size:18px}
.video-load span{font-size:14px;max-width:80%}
.video-load:hover{background:var(--forest)}
.video-card h3{font:700 23px/1.3 var(--serif);margin-top:18px}
.video-card .fine{font-size:12px;color:var(--muted);margin-top:12px}
.prose{max-width:74ch;padding-block:44px 64px}
.partner-section{border-top:1px solid var(--line);padding-block:44px 64px}
.partner-section>p{font-size:14px;color:var(--muted);max-width:72ch;margin-top:18px}
.partner-list{margin-top:28px}
.partner-offer{padding-block:26px;border-top:1px solid var(--line)}
.partner-offer h3{font:700 27px/1.2 var(--serif);margin-bottom:16px}
.partner-offer>p{max-width:72ch;font-size:15px;margin-top:16px}
.affiliate-disclosure{font-size:13px!important}.partner-link{margin-top:16px}
.offer-comparison>div{display:grid;grid-template-columns:1fr 2fr;gap:24px;padding-block:15px;border-bottom:1px solid var(--line)}
.offer-comparison dt{font-weight:600}.offer-comparison dd{margin:0}.offer-comparison small{display:block;color:var(--muted);font-size:12px}
@media(max-width:1100px){.masthead nav{gap:22px}.article-layout{grid-template-columns:200px minmax(0,1fr);gap:42px}.watch-preview{gap:40px}.channel-section{align-items:flex-start;flex-direction:column;gap:24px}}
@media(max-width:780px){.masthead nav{gap:16px;flex-wrap:wrap;justify-content:flex-start}.masthead nav .nav-subscribe{margin-left:auto}.guide-index{padding-block:42px 48px}.guide-index .section-head{display:block}.guide-index .section-head>p{margin-top:18px;max-width:none}.guide-index .section-head>p br{display:none}.guide-rows>a{grid-template-columns:1fr;gap:18px;padding-block:25px}.guide-rows h3{font-size:27px}.row-action{justify-content:flex-start}.watch-preview{grid-template-columns:1fr;gap:26px;padding-block:44px}.watch-link{justify-self:start}.watch-preview h2{font-size:37px}.article-head{padding-block:36px}.article-head h1{font-size:clamp(41px,9.6vw,64px)}.article-lead{font-size:18px;margin-top:24px}.article-layout{grid-template-columns:1fr;gap:30px;padding-block:34px}.article-nav nav{display:grid;grid-template-columns:1fr 1fr;gap:12px 22px}.article-body h2,.prose h2{font-size:29px}.article-body p,.prose p{font-size:16px}.article-body section+section,.prose section+section{margin-top:38px}.worksheet{padding:24px 20px}.input-pair{grid-template-columns:1fr}.quote-inputs{gap:18px}.worksheet .button{width:100%;gap:12px}.provider-section{padding-block:8px 20px}.provider-table{min-width:760px}.provider-table th,.provider-table td{padding:16px}.channel-section{padding-block:34px}.channel-section h2{font-size:30px}.video-list{grid-template-columns:1fr}.prose{padding-block:34px 48px}.offer-comparison>div{grid-template-columns:1fr;gap:8px}}
@media(max-width:390px){.masthead nav{column-gap:14px}.masthead nav .nav-subscribe{margin-left:0}.quote-inputs{grid-template-columns:1fr}.footer nav{gap:10px}.article-nav nav{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){.row-action svg,.article-next svg{transition:none}}